Smart planning, clearer numbers

Free finance calculators for better money decisions

SipWise helps you estimate investments, loans, tax, salary and long-term goals with clean, fast calculators built for Indian users. Compare outcomes, understand tradeoffs and plan each financial decision with confidence.

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India ready tools

Explore Finance Tools

Choose a calculator to estimate returns, repayments, taxes, salary, inflation impact and retirement readiness.

01

SIP Calculator

Estimate monthly mutual fund SIP growth and future value.

Calculate SIP02

EMI Calculator

Find loan EMI, total interest and total repayment.

Calculate EMI03

FD Calculator

Calculate fixed deposit maturity value with compounding.

Calculate FD04

RD Calculator

Project recurring deposit savings and maturity value.

Calculate RD05

Loan Eligibility Calculator

Estimate eligible loan amount using income and FOIR.

Check eligibility06

Inflation Calculator

Understand future cost and purchasing power erosion.

Calculate inflation07

Retirement Calculator

Plan a target retirement corpus and monthly investment.

Plan retirement08

CAGR Calculator

Measure annualized growth rate across investment periods.

Calculate CAGR09

Tax Calculator India

Compare new and old income tax regime estimates.

Compare tax10

Salary Calculator India

Estimate monthly in-hand salary from annual CTC.

Estimate salary

Popular Calculators

Start with the tools people use most for monthly money decisions.

Top

SIP Calculator

Plan disciplined mutual fund investing with future value estimates.

Open toolTop

EMI Calculator

Check loan affordability before choosing a tenure or lender.

Open toolTop

Tax Calculator India

Compare old and new tax regime estimates quickly.

Open tool

Trending Tools

Useful calculators for Indian salaries, loans and long-term goals.

IN

Salary Calculator India

Estimate monthly in-hand salary from annual CTC.

Estimate salaryIN

Loan Eligibility

Measure borrowing capacity using income, obligations and FOIR.

Check nowIN

Retirement Calculator

Turn lifestyle expenses into a target retirement corpus.

Plan corpus

Recommended for You

Use these together to understand real returns after time and inflation.

Go

Inflation Calculator

Estimate future cost and purchasing power impact.

Calculate impactGo

CAGR Calculator

Compare annualized growth across investment periods.

Calculate CAGRGo

FD Calculator

Check fixed deposit maturity before locking funds.

Calculate FD

Pre-Filled Calculation Guides

Browse long-tail SIP, EMI and in-hand salary scenarios with automatic results, FAQs and charts.

Explore all calculation guides

Why Financial Planning Matters

Good planning turns vague goals into measurable actions. Whether you are investing through SIPs, evaluating a home loan, saving through deposits, comparing tax regimes or preparing for retirement, quick estimates help you ask better questions before committing money. SipWise keeps each calculation simple, transparent and easy to revisit.