Smart Investment Calculators

Plan your financial future with precision using our advanced SIP, Lumpsum, and Step-Up SIP calculators. Make informed decisions for wealth creation.

SIP Calculator
Lumpsum Calculator
Step-Up SIP Calculator

SIP Calculator

Calculate returns on your monthly SIP investment

₹500 ₹5,00,000
1% 30%
1 year 40 years
Inflation Adjusted Returns
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Investment Summary

Total Invested
₹0
Total Returns
₹0
Final Corpus
₹0
Real Value: ₹0

Investment Growth

Why Choose Sipwise?

Accurate Calculations

Precise algorithms for SIP, lumpsum, and step-up SIP calculations with inflation adjustment.

Real-Time Updates

Instant calculations with interactive sliders and visual graphs for better understanding.

Mobile Friendly

Fully responsive design that works perfectly on all devices and screen sizes.

Privacy Focused

All calculations happen locally in your browser. No data is sent to servers.

Knowledge Hub

Frequently Asked Questions

What is the minimum amount for SIP?
Most mutual funds allow SIPs starting from ₹500 per month. Some funds even offer SIPs as low as ₹100 per month.
How does Step-Up SIP work?
Step-Up SIP automatically increases your investment amount annually by a fixed percentage (usually 10-25%). This helps align with increasing income and inflation.
Should I choose SIP or lumpsum?
SIP is better for regular income earners as it averages cost and reduces timing risk. Lumpsum is suitable when you have a large amount and market valuations are reasonable.
What is a good SIP return rate?
For equity mutual funds, 12-15% annual return is considered good over 5+ years. For debt funds, 6-8% is reasonable. Past performance doesn't guarantee future returns.
How does inflation affect my returns?
Inflation reduces purchasing power. A 12% return with 6% inflation gives only 6% real return. Always consider inflation-adjusted returns for true wealth creation.

About Sipwise

Sipwise is a comprehensive financial planning platform designed to help investors make informed decisions. Our calculators provide accurate projections for various investment strategies, empowering you to plan your financial future with confidence.

We believe that everyone deserves access to professional-grade financial tools. That's why we've created Sipwise - to democratize investment planning and help you achieve your financial goals.

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